The Board and the Consumer Financial Protection Bureau
are amending Regulation CC, which implements the Expedited Funds Availability
Act (EFA Act) and the Check Clearing for the 21st Century Act (Check
21 Act), to fulfill a statutory requirement in the EFA Act to adjust
the dollar amounts under the EFA Act for inflation.
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The final rule is effective
July 1, 2025 (Regulation CC, Docket R-1832) and was published in the Federal Register on May 20, 2024.