| Direct deposits |
The day we receive the deposit |
| Cash; wire
transfers; cashier’s, certified, teller’s, or government checks; checks
on (bank name) [unless (any limitation related to branches
in different check-processing regions)], and the first $100 of
a day’s deposits of other checks |
The first business day after the day of deposit |
| Local checks |
The second business day after the day of deposit |
| Nonlocal checks |
The fifth business
day after the day of deposit |
