The following list indicates
which federal agency enforces Regulation M (12 CFR 213) for particular
classes of business. Any questions concerning compliance by a particular
business should be directed to the appropriate enforcement agency.
Terms that are not defined in the Federal Deposit Insurance Act (12
USC 1813(s)) shall have the meaning given to them in the International
Banking Act of 1978 (12 USC 3101).
1. National banks and federal branches and federal
agencies of foreign banks
District office
of the Office of the Comptroller of the Currency for the district
in which the institution is located.
2. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and
insured state branches of foreign banks), commercial lending companies
owned or controlled by foreign banks, and organizations operating
under section 25 or 25A of the Federal Reserve Act
Federal Reserve Bank serving the District in which the
institution is located.
3. Nonmember insured banks and insured state branches of foreign banks
Federal Deposit Insurance Corporation Regional
Director for the region in which the institution is located.
4. Savings institutions insured
under the Savings Association Insurance Fund of the FDIC and federally
chartered savings banks insured under the Bank Insurance Fund of the
FDIC (but not including state-chartered savings banks insured under
the Bank Insurance Fund)
Office of Thrift
Supervision regional director for the region in which the institution
is located.
5. Federal
credit unions
Regional office of the National
Credit Union Administration serving the area in which the federal
credit union is located.
6. Air carriers
Assistant General Counsel
for
Aviation Enforcement and Proceedings
Department of Transportation
400 Seventh
Street, S.W.
Washington, D.C. 20590
7. Those subject to Packers
and Stockyards Act
Nearest Packers and Stockyards
Administration area supervisor.
8. Federal Land Banks, Federal Land Bank Associations,
Federal Intermediate Credit Banks, and Production Credit Associations
Farm Credit Administration
490 L’Enfant Plaza, S.W.
Washington, D.C. 20578
9. All other lessors (lessors
operating on a local or regional basis should use the address of the
FTC regional office in which they operate)
Division of Credit Practices
Bureau of Consumer
Protection
Federal Trade Commission
Washington, D.C. 20580
