(a) For Credit Card Accounts Under an Open-End (Not Home-Secured) Consumer
Credit Plan
[Interest will be charged to your account from the purchase date
if the purchase balance is not paid in full within the/by [deferred
interest period/date] or if you make a late payment.]
(b) For Other Open-End Plans
[Interest will be charged to your account from the purchase date
if the purchase balance is not paid in full within the/by [deferred
interest period/date] or if your account is otherwise in
default.]
