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Regulation V
Fair Credit Reporting

12 CFR 222; as amended effective June 30, 2014
Subpart A—General Provisions
  • Section
  • Purpose, scope, and effective dates
  • Examples
  • Definitions
Subpart B [Reserved]
Subpart C—Affiliate Marketing
  • Section
  • Coverage and definitions
  • Affiliate marketing opt-out and exceptions
  • Scope and duration of opt-out
  • Contents of opt-out notice; consolidated and equivalent notices
  • Reasonable opportunity to opt out
  • Reasonable and simple methods of opting out
  • Delivery of opt-out notices
  • Renewal of opt-out
  • Effective date, compliance date, and prospective application
Subpart D—Medical Information
  • Section
  • Obtaining or using medical information in connection with a determination of eligibility for credit
  • Limits on redisclosure of information
  • Sharing medical information with affiliates
Subpart E—Duties of Furnishers of Information
  • Section
  • Scope
  • Definitions
  • Reasonable policies and procedures concerning the accuracy and integrity of furnished information
  • Direct disputes
Subparts F-G [Reserved]
Subpart H—Duties of Users Regarding Risk-Based Pricing
  • Section
  • Scope
  • Definitions
  • General requirements for risk-based pricing notices
  • Content, form, and timing of risk-based pricing notices
  • Exceptions
  • Rules of construction
Subpart I—Duties of Users of Consumer Reports Regarding Identity Theft
  • Section
  • [Reserved]
  • Duties of users regarding address discrepancies
  • Disposal of consumer information
Subpart J—Identity Theft Red Flags
  • Section
  • Duties regarding the detection, prevention, and mitigation of identity theft
  • Duties of card issuers regarding changes of address
AUTHORITY: 15 U.S.C. 1681b, 1681c, 1681m, and 1681s; sections 3, 214, and 216, Pub. L. 108-159, 117 Stat. 1952.

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