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  3. Regulation II Debit Card Interchange Fees and Routing

Regulation II
Debit Card Interchange Fees and Routing

12 CFR 235; as amended effective July 1, 2023
  • Section
  • Authority and purpose
  • Definitions
  • Reasonable and proportional interchange transaction fees
  • Fraud-prevention adjustment
  • Exemptions
  • Prohibition on circumvention, evasion, or net compensation
  • Limitation on payment card restrictions
  • Reporting requirements and record retention
  • Administrative enforcement
  • Effective and compliance dates
AUTHORITY: 15 U.S.C. 1693o-2.
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