The Bureau shall prescribe regulations, to become effective not later
than 90 days after the date of enactment of this section, to prevent a
consumer reporting agency from circumventing or evading treatment as a
consumer reporting agency described in section 603(p) for purposes of this
title, including—
(1) by means of a corporate reorganization or restructuring, including a
merger, acquisition, dissolution, divestiture, or asset sale of a consumer
reporting agency; or
(2) by maintaining or merging public record and credit account information
in a manner that is substantially equivalent to that described in paragraphs
(1) and (2) of section 603(p), in the manner described in section
603(p).
[15 USC 1681x. As added by act of Dec. 4, 2003 (117 Stat. 1970)
and amended by act of July 21, 2010 (124 Stat.
2087).]
