- Notice of Valid Claim and Refund
We have determined that your substitute-check
claim is valid. We are refunding (amount) [of which [(amount) represents fees] [and] [(amount) represents accrued interest]]
to your account. You may withdraw these funds as of (date).
[This refund is the amount in excess of the $2,500 [plus interest]
that we credited to your account on (date).]